Rakuten vs. TopCashback
I am convinced now and ready to start earning cashback.

Rakuten vs. TopCashback

Not all Cash Back sites are the same and the rates offered between them can vary greatly. Most Cash Back sites work by sharing some of the commission merchants pay for sending customers their way. Unlike others, TopCashback passes ALL of this commission to its members. To get the most bang for your buck, join TopCashback.com (it's free to join and use)! We pass your entire earnings back to you and offer payout without any minimums, or fuss. TopCashback guarantees our offers to be the highest. That's right, guaranteed! Sure, there are other Cash Back sites out there -- but why get less Cash Back when you can get the TOP Cash Back offer on every purchase you make online?
laptop
arrow

Okay, let's compare features

Rakuten was established in 1998 and TopCashback in 2011. Both have millions of members earning Cash Back when they shop online.
FeaturesRakutenTopCashback
Cash Back GuaranteeNoYes

Additional information

Only TopCashback will guarantee to beat competitors’ Cash Back rates subject to a few simple terms and conditions
Payment restrictionsYesNo

Additional information

Members of TopCashback get paid anytime, with no minimums or schedules to follow, unlike Rakuten’ policy to pay out once every 90 days with a $5.01 minimum threshold.
Payment Options245

Additional information

Both sites offer PayPal, but TopCashback also offers Direct Deposit, Amazon Gift Cards, American Express® Reward Cards, and over 30 different eGiftCards including Walmart, Target, Gap, Sephora and more.
Payment bonusNone5%

Additional information

Only TopCashback adds up to a 5% bonus Cash Back when choosing Gift Cards.
Number of stores3,500+7,000+

Additional information

Both TopCashback and Rakuten offer online Cash Back at 1000s of big name merchants but TopCashback also offers 1000s of small to mid-size brands.
Refer a Friend bonus$20 to $40$10-$40

Additional information

TopCashback offers bonuses for members who refer new members to the website. These bonuses range from $10 to $35 throughout each month.
Signup bonusYesDuring Promotions

Additional information

TopCashback often offers signup bonuses ranging from cash to merchandise. Rakuten has a standard $10 bonus upon spending $25 within 90 days.
Stack savings with coupon codesYesYes

Additional information

Both sites offer coupon codes and promo codes for even greater savings combined with Cash Back.
Trustpilot Rating4.54.6

Additional information

TopCashback currently has an 4.7 rating on user-review website Trustpilot. Rakuten currently has an 4.4 rating.
Gift CardsYesYes

Additional information

TopCashback has a hub dedicated to over 700 retailers.
Browser ExtensionYesYes

Additional information

Both Rakuten and TopCashback offer a Browser Extension that will apply Cash Back and coupons when you shop online. However, TopCashback's Browser extension will apply Cash Back and coupons to over 7,000 stores, while Rakuten's browser extension only offers around 3,500 stores
Cash Back Percentage N/A

Additional information

Rakuten keeps a percentage of member Cash Back and TopCashback gives 100% of earned Cash Back to members.

Topcashback Has Double Cashback Rates, Everyday

*TopCashback passes on 100% of merchant commissions to members in the form of Cash Back.

Top Rated - What people say

laptop

TopCashback Payment Options

ACH payout Paypal payout Visa payout Amex payout Amazon payout Nike payout Sephora payout Target payout Walmart payout Grubhub payout Adidas payout Disney payout Hotelscom payout GAP payout

and many more...

Boost Your Cash Back by up to 5% With Over 20 Payment Options

Top facts compared

Some key FAQs about Rakuten and TopCashback.
  • Who offers the best rates?
  • Is there a limit to how much I can withdraw at a time?
  • How do I request payment?
  • How does Cash Back work?
  • Have you found a higher Cash Back rate? TopCashback will match it!
  • How does TopCashback make money?
Join Free Now
Join our millions of members and shop with over 7,000 top retailers, including eBay.
By joining you agree to our terms & conditions and privacy policy
Page was last updated on 22 Apr 2025 10:40 and all information on this page was correct at that time.